Ramey Insurance Agency, Inc. is a locally owned, independent insurance agency built around a simple idea: take care of people, do the job right, and be there when it matters.
With more than 75 years of combined experience, our team understands that insurance is not just a policy—it is protection for your family, your business, and your future.
Independent by Design
Because we are an independent agency, we are not tied to just one insurance company. We work with a carefully selected group of strong, reputable regional and national carriers. That flexibility allows us to compare options, negotiate coverage, and build policies that actually fit our clients—not force them into a one-size-fits-all solution.
We serve a wide range of clients, from individuals and homeowners to contractors, trucking companies, churches, farms, and growing businesses with multiple locations.
Built on Relationships, Not Transactions
Insurance should be straightforward and personal. At Ramey Insurance Agency, we focus on long-term relationships, not quick sales. Our clients can expect:
When you call our office, you know who you’re talking to—and you can trust that you’ll get knowledgeable, responsive help.
A Strong Agency with Local Accountability
Our size and premium volume give us access to strong markets and competitive options, while our local roots keep us accountable to the people we serve. We focus on stability, smart underwriting, and long-term value—not short-term growth. Every recommendation we make is with protection, affordability, and claims performance in mind.
Proudly Local
We are based in West Frankfort and proudly serve Southern Illinois. This is our home. We understand the risks in our communities because we live and work here too, and that local knowledge shapes every policy we place.
Strong markets. Proven experience. Personal service.
That’s Ramey Insurance Agency, Inc.—and why so many individuals and businesses trust us to protect what matters most.
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